.png){kind=small}
The printing industry, with its specialized equipment and processes, faces a unique set of risks. From machinery breakdowns to employee safety and product liability, print businesses need to be prepared for the unexpected. Insurance is not just a regulatory requirement; it's a strategic move to protect your business's financial health and operational continuity.
Why Print Businesses Need Insurance:
Insurance for the printing industry is tailored to address the specific challenges and risks of print operations. It ensures that your business can withstand setbacks from equipment failure, workplace accidents, or legal claims, without jeopardizing your financial stability.
Key Risks for Print Businesses:
Equipment Breakdown: The heart of any print business is its printing equipment, and breakdowns can be costly and disrupt operations.
Employee Safety: The printing process involves heavy machinery and chemicals, posing potential risks to employees.
Product Liability: Printed materials that are incorrect or cause damage can lead to liability claims.
Property Damage: Fire, theft, or other damage to your premises or inventory can have significant financial implications.
Business Interruption: Any downtime in production can lead to lost income and dissatisfied customers.
Essential Insurance Coverages:
Property Insurance: Protects your building, equipment, and inventory from damage or loss.
Equipment Breakdown Insurance: Covers the costs of repairing or replacing your printing equipment if it breaks down.
Workers' Compensation Insurance: Provides benefits to employees who are injured or become ill as a result of their job.
Product Liability Insurance: Protects against claims related to the products you print.
Business Interruption Insurance: Compensates for lost income and helps cover operating expenses if your business is temporarily unable to operate.
Additional Insurance Considerations:
Print businesses may also benefit from:
Commercial Auto Insurance: If your business uses vehicles for delivery or other services, this insurance is essential.
Cyber Liability Insurance: Protects against risks associated with digital data breaches, which is important if you store client information electronically.
Professional Indemnity Insurance: If your printing business also offers design services, this insurance can protect against claims of professional negligence.
The Broad Risk Difference
î•¡
"You First" Principle
Your business comes first. We align our services with your values and needs, providing expert advice and insurance protection that allows you to focus on what matters most—growing your business with peace of mind.
ï”…
Accountability
We take full responsibility for the services and recommendations we provide. Every action is designed to deliver results, fostering trusted, long-term relationships with our clients. Your satisfaction and security are at the forefront of everything we do.
ï–¢
Expert Solutions
With over 15 years of experience, we specialise in delivering tailored advice and solutions to protect your business. We customise our offerings to your unique needs, ensuring comprehensive coverage and peace of mind.
Frequently Asked Questions
1. What if a power surge damages our printing equipment?
Equipment Breakdown Insurance can cover the costs of repairing or replacing your printers and related equipment due to electrical issues, mechanical breakdowns, and more.
2. Are mistakes in print jobs covered by insurance?
Product Liability Insurance can cover the costs associated with errors in printed materials that result in a claim against your business.
3. Can we get coverage for lost income during equipment repairs?
Business Interruption Insurance can compensate for lost income during the time it takes to repair or replace key equipment and get your operations running again.