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Frequently Asked Questions

Have questions about commercial insurance? Read Broad Risk’s FAQs covering quotes, claims, coverage options, and how we support Australian businesses.

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What types of insurance do you arrange?

We arrange commercial insurance for established Australian businesses, including Business Insurance/ISR, Business Interruption, Public & Products Liability, Cyber, Professional Indemnity, Management Liability, and Commercial Motor & Fleet.

What industries do you specialise in?

Our focus industries are Manufacturing, Transport & Logistics, and Wholesale/Distribution, with supporting experience across other commercial sectors.

How quickly can you provide a quote?

Once we receive your current policy documents and key business details, we can usually confirm next steps within 1 business day and progress quotes as quickly as insurers allow (timing depends on complexity and insurer turnaround).

What do you need from me to get started?

The fastest way is to email your current policy schedule(s), certificates of currency, and renewal date(s). If you don’t have them handy, tell us your business activities, turnover, locations, and any claims history and we’ll guide you.

Do you re-market every year?

Not always. We focus on what’s best for your program — sometimes that means a full market review, other times it’s optimising cover, terms, and pricing with the current insurer. We’ll recommend the right approach based on your risk and renewal outcome.

Can you help with claims?

Yes. We assist with claims lodgement, insurer communication, and advocacy to help achieve a fair outcome and reduce disruption to your business.

Do you service businesses outside Queensland?

Yes. We support clients across QLD, NSW and VIC, including Brisbane, Gold Coast, Sydney and Melbourne.

How do you get paid?

In most cases we’re paid by insurer commission, and we may also charge a broker fee for advice and service depending on the scope of work. We’ll always disclose costs clearly before proceeding.

Get Started

Direct consultation with a senior broker

Complete this quick form and a senior broker will contact you within 1 business day to discuss your requirements.

  • Personal consultation with a senior broker
  • Proactive reviews ahead of renewal
  • Tailored cover for your industry
We’ll contact you within 1 business day.

Client Testimonials

What Our Clients Say

  • Warren was super helpful! He did a lot of research and was happy to go the extra mile to make sure that he gave us the best cover at a good price. I also loved how ethical Warren is, making sure that the insurance that was provide was going to cover us in the event of any claim. I highly recommend Broad Risk Insurance Brokers.

    Shaa Taylor Importing and Wholesale
  • I recently switched my insurance policies to Warren at Broad Risk, and I couldn’t be happier with the experience. From the start, Warren was incredibly proactive, working closely with us to identify ways to significantly reduce our premiums while also increasing our coverage. The savings have been substantial, and the improved protection gives us great peace of mind.

    Tracey Cemo Recruitment and Labour Hire Company
  • Exceptional service and expert advice! We recently worked with Warren for our business insurance needs, and the experience was seamless from start to finish. His deep knowledge of the industry, attention to detail, and personalised approach ensured we got the best coverage for our business. Highly recommend for anyone seeking reliable and professional insurance solutions on the Gold Coast!

    Eden Appo Real Estate

Protecting Your Tomorrow, Today!

Get your customised risk assessment and discover the perfect insurance coverage for your business.

Speak directly with your broker

No call centres. No ticket queues. Warren Reid — senior broker, Gold Coast.