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Fleet Insurance

Insure your fleet with a single policy that encompasses all of your vehicles, from cars to trucks. Click to learn more about comprehensive fleet insurance.

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Fleet Insurance provides coverage for business owners who operate multiple vehicles as part of their operations. This type of insurance is designed to simplify the management of insurance policies for multiple vehicles, offering a single policy that encompasses all vehicles in the fleet, whether they're cars, vans, trucks, or other types of vehicles used for business purposes.

For more information, feel free to contact Warren directly at warren@broadrisk.com.au or call him on 0422 131 401.

What is Typically Covered:

  • Comprehensive CoverageProtects against damage to your vehicles from accidents, theft, fire, and natural disasters.
  • Third-Party LiabilityCovers the costs associated with damage or injury your fleet may cause to other people or their property.
  • Uninsured Motorist ProtectionOffers protection if your fleet is involved in an accident with an uninsured driver.
  • Collision CoverageCovers damage to your fleet vehicles from collisions, regardless of who is at fault.
  • Roadside AssistanceProvides assistance for breakdowns, towing, and minor repairs on the road.
  • Windscreen CoverCovers the cost of repairing or replacing damaged windscreens and windows.

What is Not Typically Covered:

  • Wear and TearStandard wear and tear on vehicles is not covered.
  • Damage from Unapproved UseDamage resulting from ... use of the vehicle for purposes not covered by the policy, such as racing or other high-risk activities.
  • Mechanical BreakdownsUnless specifically included, mechanical failures or breakdowns are not typically covered.
  • Intentional DamageAny damage intentionally caused by the policyholder or authorised drivers.
  • Drivers Outside Policy TermsIncidents involving drivers not declared on the policy or not meeting the policy criteria (e.g., age or driving history).

Frequently Asked Questions

What is Motor Fleet Insurance?

Motor Fleet Insurance is a policy that provides coverage for all of a business’s vehicles under one policy, simplifying … the insurance process and often providing cost savings.

Who needs Motor Fleet Insurance?

Any business that operates multiple vehicles, whether small or large, can benefit from Motor Fleet Insurance to ensure all their vehicles are adequately covered.

Can I add or remove vehicles from the Motor Fleet Insurance policy?

Yes, Motor Fleet Insurance policies are flexible, allowing you to add or remove vehicles as necessary.

Does Motor Fleet Insurance cover personal use of the vehicles?

This depends on the policy. Some policies may cover limited personal use by employees, while others may not. It’s important to check with your insurer.

Are there any discounts available for Motor Fleet Insurance?

Insurers often offer discounts for Motor Fleet Insurance based on the number of vehicles, claims history, and safety programs in place.

What should I do if one of my fleet vehicles is involved in an accident?

You should report the accident to your insurer as soon as possible and provide all the necessary documentation and information required for the claims process.

Updated

Speak directly with your broker

No call centres. No ticket queues. Warren Reid — senior broker, Gold Coast.

Get a quote Call 0422 131 401

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