Broad Risk Insurance Brokers provides structured commercial insurance advice to established Perth businesses. We work directly with business owners and executives to review insurance programs, identify gaps, and negotiate competitive terms across major insurers.
Perth
Perth commercial insurance broker with 20+ years’ experience. Broad Risk helps businesses review coverage, identify risks, and secure competitive policies.
Specialist Commercial Insurance Brokers
Insurance Broker Perth
20+
Years Experience
260+
Businesses Supported
100%
Claims support and advocacy
- Clear advice
- Fast turnaround
- Claims support
About Us
Commercial Insurance Broker Perth & WA
Need a specialist commercial insurance broker in Perth who understands the risks facing established businesses?
Broad Risk Insurance Brokers provides structured commercial insurance advice to Perth businesses across construction, manufacturing, transport and wholesale sectors, from the Perth CBD and West Perth to major industrial areas in Kewdale, Welshpool and the Fremantle corridor.
We work directly with business owners and executives across Perth and Western Australia, reviewing insurance programs, identifying gaps and negotiating competitive terms with major insurers. Founder Warren Reid is based on the Gold Coast, providing Perth clients with direct access to senior-level advice, without the run-around.
Why Choose Us
Why Perth Businesses Choose Broad Risk
As independent commercial insurance brokers supporting Perth and Western Australia businesses, we act in your best interests, not the insurer’s.
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Same Senior Broker, Year After Year
Deal directly with a dedicated senior broker, no handoffs, no call centres. We stay across your Perth insurance program and renewal strategy year-round.
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Proactive Program Reviews
We review cover ahead of renewal, identify gaps, and pressure-test your program as your Perth business grows, hires staff, or expands operations.
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Fast, Clear Communication
Straight answers and fast turnaround on quotes, renewals and claims, so Perth business owners can make decisions quickly and keep operations moving.
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Claims Support & Advocacy
When a claim arises, you deal directly with us, not a generic call centre. We advocate on your behalf with insurers to achieve practical outcomes.
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Specialist Industry Knowledge
Deep experience in Construction, Manufacturing, Transport & Logistics, and Wholesale businesses across Perth and Western Australia, including complex and hard-to-place risks.
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Broad Market Access
As part of the Steadfast Broker Network, we access major Australian insurers and select Lloyd’s of London markets, providing competitive, comprehensive cover for Perth businesses.
Our Process
Insure Your Perth Business in 3 Easy Steps
We make switching brokers simple. Send your current policy documents, we'll review and identify gaps, then present clear recommendations managed by a dedicated senior broker.
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Step 1
Tell us about your Perth business
Send your policy schedule(s), certificate(s) of currency, and renewal dates.
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Step 2
Choose a tailored policy
We review cover, limits, exclusions and exposures relevant to your operations.
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Step 3
Get insured with confidence
Clear options, pricing and next steps — managed by your dedicated senior broker.
Local Insurance Expertise for Perth & Western Australia Businesses
Perth and Western Australia present unique commercial insurance challenges, from bushfire exposure and severe storm events to major industrial activity across precincts like Kewdale, Welshpool and the Port of Fremantle.
Western Australia–specific policy wordings, natural disaster clauses, and business interruption conditions can significantly impact claim outcomes. As a commercial insurance broker supporting Perth businesses, we structure programs that account for real-world local exposures, not generic national templates.
We regularly advise manufacturers, transport operators and wholesale businesses operating across Perth’s eastern and southern industrial corridors, ensuring their insurance programs reflect the realities of Western Australian operating conditions.
Our Reach
Serving Perth & Greater WA
Ask Anything
Insurance Broker Perth - FAQ
Can Broad Risk service Perth businesses remotely?
Absolutely. We work with Perth and WA businesses via phone and video, with our national network capability ensuring you receive the same level of service and market access as local clients.
How quickly can you provide a quote for my Perth business?
Once we receive your policy documents, we typically present options within a few business days — accounting for WA time zone differences.
Do you understand WA-specific insurance risks?
Yes. We have experience with WA-specific exposures including cyclone, mining supply chain, remote operations, and the unique regulatory environment in Western Australia.
What insurers do you have access to for Perth businesses?
Through the Steadfast Broker Network, we access all major Australian insurers (Chubb, Vero, QBE, CGU, Zurich, Allianz, AIG) plus Lloyds markets for specialist and hard-to-place risks.
Why use a commercial insurance broker in Perth instead of going direct?
Going direct means you’re limited to a single insurer’s products and underwriting appetite. A commercial insurance broker acts on your behalf, not the insurer’s.
At Broad Risk, we assess your Perth business operations first, then approach multiple Australian insurers (and specialist markets where required) to structure cover that fits your actual risk profile. This is particularly important in Western Australia, where bushfire exposure, storm risk, and industrial precinct factors can significantly impact policy terms and pricing.
We Also:
- Compare policy wordings, sub-limits and exclusions, not just premiums
- Negotiate terms for asset-heavy and operational businesses
- Identify gaps before renewal
- Advocate for you during claims
For established Perth businesses, insurance isn’t just a compliance cost, it’s risk management. A broker provides structured advice, market access and ongoing support that a direct insurer typically cannot.
We Also:
- Compare policy wordings, sub-limits and exclusions, not just premiums
- Negotiate terms for asset-heavy and operational businesses
- Identify gaps before renewal
- Advocate for you during claims
For established Perth businesses, insurance isn’t just a compliance cost, it’s risk management. A broker provides structured advice, market access and ongoing support that a direct insurer typically cannot.
Prefer email? Send policy documents to admin@broadrisk.com.au, and we’ll respond within 1 business day.
Ready to Protect your Perth Business Properly?
A dedicated senior broker will review your details and contact you within 1 business day to discuss your risks, coverage options and next steps for your Perth business.
Same senior broker year after yearProactive reviewsFast, clear communication
Speak directly with your broker
No call centres. No ticket queues. Warren Reid — senior broker, Gold Coast.